Under HMRC guidelines, managing advance payments and client packages manually in spreadsheets is highly risky. Recording VAT liabilities and tracking remaining client balances manually often leads to compliance issues under Making Tax Digital (MTD) rules.
Zenbooks customer wallets simplify upfront billing for UK businesses. Load the client's balance in GBP (£). When they return, create the invoice and pay it using the wallet balance—calculating 20% VAT and generating a compliant invoice automatically.
STEP BY STEP
Create the client profile in Zenbooks.
Recharge their wallet with their upfront deposit or package balance.
Create an invoice for designs, copy, or completed project hours.
Select the client's wallet as the payment method to pay the invoice.
PLATFORM FEATURES
Zenbooks combines invoicing, prepaid client wallets, time tracking, and real-time financial reporting in a single workspace — no third-party integrations or complex setup needed.
Create branded invoices with automatic VAT/GST calculations, multi-currency support, and one-click PDF export.
Load Freelancers & Creatives (United Kingdom) client deposits into a digital wallet. Settle invoices instantly using the wallet balance — no chasing payments.
Log billable hours per client or project. Import time logs directly into invoices to bill accurately — every hour counted.
Real-time profit and loss reports, expense breakdowns, and balance sheets — always audit-ready and export-ready.
Send professional proposals with itemized line items and payment terms. Convert accepted quotes to invoices in one click.
Configure VAT, GST, or any local tax rate. Issue invoices in AED, SAR, GBP, EUR, USD, AUD and more.
TIME TRACKING — BUILT IN FOR FREELANCERS & CREATIVES (UNITED KINGDOM)
Log billable hours for each client and project. When it's time to invoice, pull your time logs directly into the invoice with one click — rates, VAT, and totals calculated automatically.
Log billable hours against any client or project in seconds
Import time logs directly into invoices with one click
Track total hours, hourly rate, and VAT automatically
Give clients a transparent itemized time breakdown
Filter time logs by date, client, or billing status
SAMPLE TIME LOG — FREELANCERS & CREATIVES (UNITED KINGDOM)
Initial project consultation
John Doe (Design Client) · 2.5 hrs @ £75/hr
Deliverable review & revision
John Doe (Design Client) · 1.5 hrs @ £75/hr
Final delivery & client handoff
John Doe (Design Client) · 1.0 hr @ £75/hr
Industry playbook
For UK service businesses, Zenbooks simplifies HMRC compliance. When a customer pays upfront, recharge their wallet balance. Settle their invoice using the wallet at checkout to automatically calculate 20% VAT and log the transaction in your MTD audit logs.
Zenbooks records all wallet adjustments, deposits, and invoice drawdowns on a secure digital ledger, making it simple to export compliant VAT returns directly to HMRC.
Complies with UK HMRC requirements under Making Tax Digital (MTD) rules. Select the wallet at checkout to record VAT dynamically and print compliant receipts.
GETTING STARTED GUIDE
No onboarding calls, no complex setup. Follow these four steps and send your first invoice today — completely free for 14 days.
Sign up in 30 seconds — no credit card required. Your 14-day full-access trial begins immediately.
Add your business name, logo, address, tax registration, and default currency in Settings.
Create a client profile with their contact details. Optionally load their prepaid wallet balance for instant checkout.
Add line items or import time logs, apply VAT, and send a professional PDF invoice in one click.
14-day full-access trial · Cancel anytime · No hidden fees
Select your country to view pre-configured local tax rules (VAT/GST) and currency settings for Freelancers & Creatives (United Kingdom):
No more manual spreadsheet balance tracking. Start tracking client prepaid balances on an audit-ready ledger.
No credit card · 14-day free trial · Cancel any time
